Contract Insights
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Every contract risk, caught
in minutes.

Upload a contract and walk out with the risks, redlines, and the case law that backs them — across 12 European jurisdictions.

Over 20,000 customers across Europe trust Septeo products

No credit card GDPR-grade DPAData stays in the EU
Data exclusively in EU data centresNo training on your dataEuropean model: Mistral Large
Coverage

Local review in 12 European jurisdictions.

Generic tools give generic answers. Contract Insights surfaces the precedents that actually apply where your contract is governed.

  • Case law curated by practising lawyers in each market
  • Updated weekly as new judgments land
  • Mixed-language contracts handled per section
DEGermanyFRFranceGBUnited KingdomNLNetherlandsBEBelgiumCHSwitzerlandATAustriaITItalyESSpainPTPortugalPLPolandNONorway
OsloBerlinWarsawLondonAmsterdamBrusselsParisViennaBernRomeMadridLisbon

Built in Europe. A Septeo group product — over 20,000 customers across Europe.

The status quo

Reviewing a contract shouldn't feel like a scavenger hunt.

Reviewed by hand, a 60-page contract hides its risks in dense clauses — acceleration triggers, warranty traps, assignment limits. Miss one and it surfaces at the worst possible moment.

Risks buried in the textCritical clauses hide on page 40 — easy to skim past under deadline.
Inconsistent positionsEvery reviewer judges risk differently. Standards drift from deal to deal.
No audit trailWhen a decision is questioned later, there's no record of why it was made.
Local law overlookedGeneric checklists ignore the precedents that actually apply in your jurisdiction.
BEFORE · MANUAL REVIEW
2,847 words · 4 risks buried
AFTER · CONTRACT INSIGHTS
Problems (2)
×Full acceleration of the entire debt after one missed instalment
×Hidden assignment prohibition in clause 12 with risk of forfeiture
Warnings (1)
!Warranty period unilaterally shortened to 6 months
Notes (1)
!Conflicting deadlines in clause 4 and annex 2
What makes it different

How we turn contracts into decisions.

Four capabilities that do the heavy lifting for your team.

01 · Guided review

Every clause, nothing missed.

Risks are queued by severity and resolved one decision at a time — so nothing on page 40 slips through, and every reviewer works to the same standard.

1 Termination clauses?
100 %
1.1 Termination clause!
1.2 Change-of-control clause!
2 Retention of title?
100 %
2.1 Retention of title!
3 Dependencies?
100 %
×3.1 Dependencies!
3.2 Exclusivity!
4 Binding periods?
0 %
4.1 Binding periods!
5 Liability risks?
0 %
5.1 Liability traps!
1.1. Does the contract contain a clause allowing termination in the event of insol…
1.2. Does a change of business operations (going-concern sale) trigger a …
2.1. Does the contract include a retention of title clause for delivered goods?
3.1. Does the performance of this contract depend on other contracts or supply…
3.2. Is the debtor exclusively committed to purchase only from this supplier…
4.1. Does the contract contain binding periods that obligate the contractual parties…
🤖Yes, the contract contains binding periods, specifically a six-month notice period to the end of the quarter and a 2-day period for objections to delivery call-offs.
Source(s): 3
"2.2 Delivery call-offs are binding for the supplier unless it objects within two (2) business days…"
§2 Orders and Delivery Call-offs, Sentence 2 / Page: 1 / Text passage: 9
Contains a short binding period for delivery call-offs with a 2 business day objection period.
"13.1 This contract enters into force on the date of the last signature and runs for an indefinite period."
§13 Contract Term, Sentence 1 / Page: 3 / Text passage: 31
Indefinite contract; binding until termination per agreed notice periods (§ 620 ff. BGB).
"13.2 It may be terminated by either party with six (6) months' notice to the end of a quarter in writing."
§13 Contract Term, Sentence 2 / Page: 3 / Text passage: 31
Contains a specific notice period binding both parties.
✦ Adopt AI answerAnswer yourself👁💬
02 · Effortless AI

The right AI, chosen for you.

You never pick a model. Each review runs on the best engine for the job automatically — power users can override per review, everyone else just uploads.

Mistral LargeDeepEUROPEAN
Claude OpusDeepEU
Claude SonnetFastEU
GPTDeepEU
GeminiDeepEU
🔒 Only on explicit choice — leaves the EU
GPT (Global)Deep
DeepSeek (Global)Deep
EU-hosted by default · all under DPA · none trained on your data.
03 · Word + Web

Redlines where you already draft.

Open the add-in inside Microsoft Word and get inline comments and rewrites as native Track Changes — no copy-paste, no new tool to learn.

M&A Term Sheet · Project HeliosTrack Changes active
Example: German-law M&A term sheet
§ 9 Break-up Fee

(1) If the Bidder withdraws from the bidding process after signing this Term Sheet, it shall owe the Seller a break-up fee of five percent (5%) of the indicative fixed purchase price, i.e. EUR 225,000.00.

(2) The break-up fee is owed regardless of the reason for withdrawal. Proven expenses of the Bidder are not offset.

(3) If the withdrawal results from a breach by the Seller of material provisions of this Term Sheet, the obligation to pay the break-up fee lapses.

§ 10 Costs

(1) Each party bears its own costs and expenses…

(2) The Seller bears the costs of the notary…

×Flat-rate break-up fee regardless of reason for withdrawal
Assessment
The clause provides that the break-up fee is owed regardless of the reason for withdrawal and no offset of proven expenses takes place. This contradicts the principle under German law that contractual penalties must be handled in a differentiated manner and a flat rate independent of the actual amount of damage or fault may be void (§ 307 BGB).
👍👎👁
Improvement Suggestion
(2) The break-up fee is owed regardless of the reason for withdrawal. Proven expenses of the Bidder are not offset.
+(2) The break-up fee is owed only if the withdrawal occurs for reasons attributable to the Bidder. Proven expenses of the Bidder are credited against the break-up fee.
04 · Your knowledge, built in

Your playbook, applied automatically.

Connect playbooks, clause libraries, SharePoint and more — so every reviewer applies your house standard by default, and new joiners review like your most senior partner from day one.

Internal APA playbook
Playbook
52 rules
Standard clauses · Q1
Clause library
134
SharePoint /Contracts
Document store
1.4k
M&A precedents MCP
MCP server
live
Case law sources
ANITA, MOONLIT
live
European sovereignty

European data. European AI. European law.

Sovereign by design — built for the confidentiality duties of European legal practice. Frontier models when you need them; a fully European model when it matters.

ISO 27001GDPR Art. 28EU AI Act ready
Your data never leaves the EUEvery review runs in EU data centres — no third-country transfers, no US Cloud Act exposure. Customer-managed keys (BYOK) on Enterprise.
European AI on board: MistralRoute your most sensitive matters to EU-hosted Mistral Large — a fully European model, no US-vendor lock-in.
No training on your data. Ever.Your contracts, drafts, and prompts are never used to train any model. DPAs in place with every provider.
Berufsrecht & legal privilege awareDesigned to fit anwaltliches Berufsrecht (§ 43e BRAO), French secret professionnel, and equivalent UK/IE confidentiality duties.
Auditable trail per clauseEvery suggestion logged with model, version, prompt, and source — exportable for your matter file.
New · Local case law

Checked against the case law of your country.

Contract Insights now additionally checks contracts and documents against local case law: court decisions from more than 100 countries, sourced from official registries and continuously updated.

100+
Countries with court decisions
13M+
Court decisions indexed
530+
Official sources
Reviewed against the case law of your contract's jurisdiction — not just generic checklists.
Every match cites court, date and reference — citable for your file.
Continuously updated from official court and legislation sources.

Coverage includes

ArgentinaAustraliaAustriaBelgiumBrazilBulgariaCanadaChileColombiaCroatiaCzechiaDenmarkEcuadorEgyptEstoniaFinlandFranceGermanyGreeceHungaryIndiaIndonesiaIrelandIsraelItalyJapanKenyaLatviaLithuaniaLuxembourgMalaysiaMexicoMoroccoNetherlandsNew ZealandNigeriaNorwayPeruPhilippinesPolandPortugalRomaniaSingaporeSlovakiaSloveniaSouth AfricaSouth KoreaSpainSwedenSwitzerlandThailandTürkiyeUnited Arab EmiratesUnited KingdomUnited StatesUruguayVietnam+ 50 more countries

Depth of coverage varies by country.

How it works

Two steps. About four minutes.

Optional: power users can choose a specific AI model per review — everyone else never has to think about it.

New review
Drop PDF or .docx — or paste from clipboard
Up to 400 pages · OCR included · Auto-detect language
PLAYBOOK
Select…
ACTING FOR
Select…
JURISDICTION
Select…
COUNTERPARTY
Select…
🔍 Review depth
Key pointsExtended reviewComprehensive analysis
Word + Web

Redlines arrive in Track Changes. Where they belong.

Drafters never have to leave Word. Our add-in mirrors the web app — same engine, same playbooks, same redline quality — directly inside the document your team already edits in.

Native Track Changes — no proprietary markup
Margin comments cite the playbook rule and case law
Switch sides mid-document for sell-side review
Works offline; sync when reconnected
W
Asset_Purchase_Agreement_v2.docxTrack Changes · On
§ 4 Limitation of Liability

(1) The Seller shall be liable for the existence and enforceability of the assigned receivables (verity risk) only insofar as defects are positively known to it. The Seller warrants that the assigned receivables exist, are free from third-party rights, and that the receivables are enforceable. Liability for gross negligence and wilful misconduct remains unrestricted.

(2) The limitation in paragraph 1 shall not apply to: (a) breaches of the warranty of existence of receivables; (b) wilful misconduct or gross negligence; or (c) claims under §§ 444, 639 BGB.

CIContract Insights
§ 4.1 — Verity risk
Original clause shifted verity risk entirely to buyer through knowledge qualification. Replaced with standard seller warranty for existence and enforceability of receivables.
CIContract Insights
§ 4.2 — Carve-outs (new)
Added mandatory carve-outs for receivable warranty, gross negligence, and statutory claims per your playbook rule PB-034.
Use cases

One product. Three very different teams.

Contract Insights adapts to how each side of the legal industry actually works.

Move legal from bottleneck to business partner.

Standardise positions across deals, ship reviews in hours not weeks, and free senior counsel for what matters.

Custom playbooks per contract type
Consistent positions across reviewers
Dashboards for SLA and risk trends
See for your team
4–6×
faster turnaround

~70% less time per review · ~2× more contracts with the same team · ~30% more risks detected vs. manual review · 9/10 reviewer satisfaction
Indicative early pilot results, 2025 (n = 14)
ROI calculator

What manual review costs you.

Estimate in three steps how much review time and budget your team wins back each year.

Your estimated savings potential
432 hreview hours saved per year
64,800in cost savings per year

Assumption: roughly 60% less review time per contract — an indicative figure from pilot projects (n = 14), not a guaranteed outcome.

FAQ

Answers, before the call.

Can't find what you're looking for? Reach out — we typically reply within a few hours.

How accurate is the review — can we trust it?

Every finding is backed by a citation: the exact clause, your playbook rule, or the case law it relies on. Nothing is asserted without a source, and a human always makes the final call — Contract Insights surfaces and explains, your team decides.

What file types and contract sizes can it handle?

PDF and Word, up to 400 pages, with OCR for scans and automatic language detection. Mixed-language contracts are handled per section.

Is my contract data used for training?

No. Never. Our DPAs with every model provider explicitly forbid training on your data. Your contracts, drafts, comments, and metadata stay yours. Enterprise customers can additionally enforce EU-only routing and BYOK.

Does it work in German, French, Italian …?

Yes. We handle review in the languages of these jurisdictions and surface case law from 12 jurisdictions (DE, FR, GB, NL, BE, CH, AT, IT, ES, PT, PL, NO). Mixed-language contracts are detected and handled per section.

How does the Word add-in work?

Install once from Microsoft AppSource (or via your IT). The add-in opens a side panel inside Word with the same engine as the web app. Comments and rewrites apply directly as native Track Changes — no proprietary markup. Works offline, syncs when back online.

Can we feed in our own playbooks and clause library?

Absolutely. Upload existing playbooks, point us at a SharePoint folder, connect any MCP server, or paste a prompt and let our AI scaffold a 30-rule playbook for you to refine. Versioned, with audit trail.

How fast is implementation?

Most teams ship their first reviewed contract within 30 minutes. Full rollout with one custom playbook usually takes a single afternoon.

Is Contract Insights compliant with the EU AI Act?

Yes. Contract Insights falls, in our assessment, under the limited-risk category for AI systems under the EU AI Act. We provide transparency reporting, human-in-the-loop by design (every suggestion is reviewed by counsel), and full model traceability per output.

Where is our data stored?

All data is hosted exclusively in data centres located within the European Union. No data transfer to third countries — in particular not to the United States — takes place.

How does the AI evaluate contracts and which sources does it use?

The AI combines general legal-domain knowledge from the language model with the rule sets, reference material and prior decisions configured within your organisation. The result is an analysis that gradually adapts to your standards rather than relying on generic output alone.

Can multiple users collaborate on the same review?

Yes. Reviews can be shared with other users or teams within the same organisation for further processing or sign-off. Decisions and comments are recorded with their author so the review history stays transparent.

Is the risk analysis performed from the perspective of your own party?

Yes. The contracting parties are detected automatically when a document is uploaded, and the assignment can be reviewed or adjusted before the analysis is run, so the risk view reflects the party of your choice (yourself, your client, etc.).

Do prompts or instructions have to be written manually?

No. The platform is operated entirely through its user interface; there is no need to author your own prompts. Where structured rule sets are required, the platform provides assisted ways to create them without prompt engineering.

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